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Home Q&A Forum Citing laws in a demand letter?

Debt Collection

Demand Letter


Asked on Sep 18, 2023

Citing laws in a demand letter?

I recently sent a demand letter to a person who I believe owes me money. I am trying to collect the payment they owe me, but they are refusing to pay. I included a few laws in the demand letter that I believe are relevant to my situation, but I am not sure if I have included all of the necessary laws. I would like to make sure I am citing all of the applicable laws in my demand letter so that I can ensure the payment is collected.

1 Attorney answer


Debt Collection


Answered 296 days ago

Merry A.

ContractsCounsel verified

Business Lawyer
Licensed in Washington
Free Consultation

Unfortunately, often, one can cite all the laws one wants, but the person who owes the debt may simply be unwilling or unable to pay. If the debt is for less than $10,000, consider filing in Small Claims Court in your county. Here is the statewide information: In addition, many counties, such as King, have their own websites and lots of information. When you file in Small Claims Court, be sure to include copies of all relevent paperwork, including any letters you sent to the defendent. And request reimbursement for the debt, interest, the cost of filing the Small Claims case, and any related costs/expenses. Even if you win, however, you may not get paid - but if you win, you will have some other ways to collect, such as garnishing wages or a bank account. I'd be happy to help coach you through the Small Claims process if you'd like to request my help through

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