Identity theft lawyers practice identity theft law. They will protect your rights and provide legal insight that identity theft victims find invaluable. There are many steps that you will want to take to secure your personal data after identity theft.
Check out this article to learn more about the identity theft definition.
What is an identity theft lawyer?
An identity theft lawyer is a legal professional who possesses specific knowledge of identity theft laws and circumstances surrounding these crimes. Identify theft cases can be complicated since they involve the justice system, financial institutions, and other attorneys.
If you hire an identity theft lawyer, he or she will help you navigate the legal issues that arise if your identity was stolen by a criminal, including identity theft protection, how to report identity theft, or direct you to an identity theft resource center.
Identity Theft Defined
Identity theft is a crime in the United States. Identity theft typically involves someone using or taking another’s personal information for deception or economic benefit. It can occur in many ways, including online and offline methods.
The impact of identity theft can severely harm victims and may be challenging to prove. A victim can erroneously end up with a criminal background or experience financial consequences. It is essential to protect your personal information and data to avoid identity theft.
You can learn more about identity theft by visiting the Federal Trade Commission’s website .
Types of identity theft
Identity theft is a catch-all phrase that encompasses more specific acts. Types of identity theft include:
- Credit card fraud
- Tax identity theft
- Home title fraud
- Stolen passports
- Internet fraud
- Title fraud
- Internet shopping fraud
- Biometric identity theft
- Medical fraud
- And more
Methods Used To Gain Access
As the digital world expands and grows, so do the methods used to gain access to your information. Below, we identified several methodologies by which people can steal your identity.
Data breaches are events in which personal information is accessed without company authorization. They can result in massive data losses that affect millions of consumers. Identity theft statistics for data breaches estimate that a data breach’s average cost is $3.86 million.
Phishing scams involve impersonating a legitimate business to gain personal information through digital communications, including text messages, emails, and advertisements. Typically, the victim clicks a link that directs him or her to an official-looking website that asks you to complete and fill out your personal information and sends your information to your detractors.
Hacking unsecured internet connections
Hacking unsecured internet connections is another method used to gain access to your identity. On an unsecured internet connection, hackers can intercept packets sent to other websites and decrypt them to obtain your personal and financial information.
Phone scams are similar to phishing scams, except that the criminal uses the phone to trick victims into giving money or information. It is a long-running form of identity theft. Scammers may offer an extended warranty, free vacation, or ask you to install software while appearing to be communicating on behalf of a reputable source.
Mail theft occurs when someone steals your mail to gain information about you or obtain money. They may use your personal data to engage in many crimes or in hopes of cashing checks.
Email scams are an intentional form of deception that seeks to gain either economically or from an informational standpoint. These people will use email as their vehicle of choice. They may try to entice victims into sending money with the promise to obtain more in the future.
Here is an article about identity theft and the types of identity theft.
What to do if you are an identity theft victim
If you are an identity theft victim, it is critical that you stop the effects of the theft as soon as possible. By securing your government-issued documents and alerting specific individuals, you can take proactive steps that offer the most practical outcome. However, the most vital step you can take is acting on appropriate recovery plans.
Follow this list of steps that address the question of “identity theft-what to do?”:
- Step 1: Alert the company that someone is posing on their behalf.
- Step 2: Place a fraud alert with the three major credit bureaus, including Experian, TransUnion, and Equifax
- Step 3: Obtain a copy of your credit report to other possible threats of identity fraud.
- Step 4: Report the act of identity fraud to the FTC and your local police department.
- Step 5: Get any fraudulent charges removed from your accounts.
- Step 6: Make any corrections you find on your credit report.
- Step 7: Speak with an identity theft lawyer if you are experiencing trouble.
Victims may experience varying degrees of identity theft and need to take additional measures. An identity theft lawyer will protect your legal rights and share your options regarding restitution and redress.
Here is another informative article about what to do to prevent identity theft .
Who needs an identity theft lawyer?
It would be preferable if you had an identity theft lawyer when your identity is stolen. While there isn’t always apparent signs of fraud or damage, you can never be too cautious or careful when it comes to protecting yourself.
Identity theft examples of who needs a lawyer may include:
- Someone stole your wallet or purse to steal your identity
- Your detractor found your information by dumpster diving
- Someone stole your mail or redirected it to another address
- You gave money to a person over the phone, and the company in question does not have a record of the transaction
- You cannot get a loan or a job due to false information that you can’t resolve on your own
Identity theft lawyers provide invaluable services and information during this challenging time. However, your future may be better if you don’t have to pay for the unsavory actions someone committed against you illegally.
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What does an identity theft lawyer do?
The essential services that identity lawyers provide are the insight and reassurance they offer clients. Identity theft is terrifying for any victim. An identity theft lawyer will prove to be a tremendous resource.
An identity theft lawyer will:
- File an official and formal police report
- Handle your reporting to the FTC
- Contact financial issues on your behalf
- Remove false information on your credit report
- Get all government-issued IDs replaced
- Contact creditors or debt collection agencies
- Offer ongoing legal advice throughout the process
- Work with law enforcement to track down the criminal
- Protect their clients’ rights when dealing with identity theft issues
An identity theft lawyer will handle your case from start to finish. He or she can plan for recovery or litigation against your detractor. Keep all forms of evidence that you have available to present if you hire an identity theft lawyer.
When to hire an identity theft lawyer
You should hire an identity theft lawyer if your identity is stolen, and you cannot resolve related issues by yourself. Identity theft has long-reaching consequences on the victim, and an identity theft lawyer will help you navigate the complexities of your case.
Need an identity theft lawyer?
Identity theft is terrifying. If you need an identity theft lawyer, consider posting your project to ContractsCounsel for free .