Need help with attempting home foreclosure

Hello! My name is Dolan and thank you so much for contacting me! I just had a few quick questions for you: To clarify, when did you get the summons and the complaint?

Do you have any clue whether [REDACTED] filed a new deed of trust or a lien with your county clerk's office at all?

Ok thanks - I'm flattered, but the problem is the site doesn't let us represent customers. I'm very sorry. However, a few things to consider: 1. My strongest recommendation is to check to see if a new lien or deed of trust was filed. If one wasn't filed, then you could use that as a defense. If one was filed, then you can see when and how and who signed to have this deed of trust filed. You can usually get copies for like 10 cents per page; 2. Further, it looks like you have some additional evidence like the trust claiming ownership back in 2007 and the FDIC having shut down the company; 3. You make a mention that you have never had a contract with [REDACTED] in the past; however, keep in mind that the law allows parties to assign debts so that argument may fail. Nevertheless, you can argue that the assignment was invalid. You can follow the same argument that Freemont had been shut down so right now there is no proof that they had the authority or actually did assign it; Don't forget you have other options, too: 4. You can file a complaint with the Consumer Financial Protection Bureau here - https://www.consumerfinance.gov/about-us/blog/so-how-do-i-submit-a-complaint/ 5. A complaint with the FTC can be filed starting here - https://consumer.ftc.gov/media/video-0054-how-file-complaint-federal-trade-commission

I don’t have any contacts but try clicking here Also, try this link - https://www.lawyerlegion.com/lawyer-referral-directory You can also try Lawrina - https://lawrina.org/match/ ContractsCounsel.com itself has lawyers you can find as well. - https://app.contractscounsel.com/client/create-project/step-h1 Sometimes, the local law schools can provide free legal assistance, too. Yelp.com is a surprisingly good place to find lawyers. You can also find lawyer on the Legal Services Corporation website. The LSC is an independent non-profit organization authorized by Congress in 1974 to help people find legal aid services (https://www.lsc.gov/what-legal-aid/find-legal-aid). You can also return to this site and ask questions to me as you go through this process to keep your costs down.

Totally understand your hesitation. They have plenty of resources, almost unlimited resources. The thing is that their resources cannot change the law or facts here and I think you have a good chance if you take my suggestions.

You got it, sir!

1. There is generally no specific timing, but keep in mind that the new administration is transitioning, so sometimes there can be a bit of a delay; 2. It doesn't directly affect the case, but an investigation can run concurrently. [REDACTED] has been investigated and found guilty in the past for misconduct - https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-wells-fargo-to-pay-37-billion-for-widespread-mismanagement-of-auto-loans-mortgages-and-deposit-accounts/ 3. You should look for a real estate or foreclosure specialist.

So for this, you'd just have to ask. Not everyone has gone after [REDACTED] and you can't be persuaded by their size and complexity. Many banks, even local ones, must follow the same rules and standards with respect to foreclosures, so I'd ask about their foreclosure experience first.