Recent Financial Expert Legal Chats
Paying medical bills for deceased parent
Financial
Debt Settlement Agreement
Nevada
Customer:
Paying medical bills and estate questions My father recently passed away and during his hospital stay he had a period of about 2 weeks which were not covered under Medicare. We are anticipating a large medical bill and need guidance in determining if she is liable to pay those bills (in the state of Nevada) and how best to respond to medical bills as we receive them. As far as I know, my father's estate would not include my parents' home as they owned it as joint tenants and we filed the appropriate paperwork to make my mother the sole owner of the property.
Dolan W.
Hello! My name is Dolan and thank you so much for contacting me! I just had a few quick questions for you:
View Full Conversation >Someone placed a loan/lean on my house for $53,000 back in May 2005 that we did not know
Financial
Lien
Colorado
Customer:
Someone placed a loan/lean on my house for $53,000 back in May 2005 that we did not know
Dolan W.
Hello! My name is Dolan and thank you so much for contacting me! I just had a few quick questions for you: 1. Do you know if this a judgment lien? 2. If so, how old is the judgment?
View Full Conversation >How do I authenicate a lien against me?
Financial
Lien
Washington
Customer:
How do I authenicate a lien against me? How do I authenicate a lien against me?
Dolan W.
Hello ******! Thanks for coming to the site. My name is Dolan. If I may clarify - is this a judgment lien? A mechanic's lien?
View Full Conversation >Advice on debt collector suing me for a personal loan. What can I do?
Financial
Loan Agreement
Texas
Customer:
Advice on debt collector suing me for a personal loan. What can I do? I took a personal loan out a few years ago and am behind on payments. I’ve been sued by the debt collector and not sure what options I have.
Dolan W.
Hello, and thank you for your question! My name is Dolan, and I’d be happy to help with this. I carefully review each question and provide responses based on my years of hands-on experience as a lawyer.
Being sued by a debt collector can be stressful, but there are steps you can take to protect yourself.
Here’s what I recommend:
1. Don’t Ignore the Lawsuit: Respond to the lawsuit within the timeframe stated on the summons (usually 20–30 days, depending on your state). Failure to respond could result in a default judgment against you.
2. Verify the Debt: Debt collectors must prove that you owe the debt and that they have the legal right to collect it. Request validation of the debt, including the original loan agreement and any assignment of the debt to the collector.
3. Assess Your Defenses: Common defenses include statute of limitations (the debt is too old to collect), improper service of the lawsuit, or inaccuracies in the debt amount.
4. Negot...
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