How a Consumer Hired a Lawyer to Draft an Insurance Agreement in Indiana

Hi. Unfortunately, the policy and the application for that policy CAN exclude pre-existing conditions. The best place to start is with a copy of the policy document and a thorough review to see what you agreed to when signing up for insurance. Now, it's also possible that there are conditions to those conditions: for example, if you were under continuous care before this new policy was purchase and the prior coverage DID cover the issue (it occurred during the prior continuous coverage), that it might not be considered pre-existing. But again, you'd need someone to review the policy document completely, as well as prior policies and your medical records to give you a completely accurate answer. I'm sorry that this isn't the answer you want to hear.