Recent Answers to Deed of Trust Law Questions
Can a Deed of Trust be modified without the consent of all parties involved?
Real Estate
Deed of Trust
Illinois
I recently purchased a property with the help of a mortgage loan, and a Deed of Trust was executed to secure the loan. However, I have come across some financial difficulties and am considering refinancing the mortgage to lower my monthly payments. I have been informed that the terms of the Deed of Trust may need to be modified in order for the refinancing to take place, but I am unsure whether all parties involved, including the lender and the trustee, need to provide their consent for such modifications to be made. Can a Deed of Trust be modified without the consent of all parties involved, or do I need to obtain their approval before proceeding with refinancing?
David U.
You must have their consent. In the general/miscellaneous provisions toward the bottom of the DOT, you should see a standard provision, stating that no amendment to the deed of trust will be valid unless evidenced by a fully executed written agreement.
I am looking for a Warranty Deed for the sale of property in St. Croix, USVI. All forms I locate are specific to one of the US 50 states.
Real Estate
Deed of Trust
North Carolina
State listed below as my state is not relevant ... I need a Warranty Deed form or written up for USVI property.
Jane C.
You will need to consult with a real estate attorney in USVI.
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