Real Estate Terms Glossary
What is Credit History?
A person’s credit history is a record of their borrowing and repayment activity, including number of credit lines, and total debt load. Your credit history is carefully recorded in your credit reports. For example, your credit history may include financial information about how many loans or credit cards you have. Note that a good credit history is important as it makes it simpler for you to get credit and you may benefit from lower interest rates on mortgage loans or car insurance.
Examples of Credit History
- Example 1: Payment history
- Example 2: Percentage of credit used
Here’s Investopedia’s definition of credit history .
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