Real Estate Terms Glossary
What is Credit History?
A person’s credit history is a record of their borrowing and repayment activity, including number of credit lines, and total debt load. Your credit history is carefully recorded in your credit reports. For example, your credit history may include financial information about how many loans or credit cards you have. Note that a good credit history is important as it makes it simpler for you to get credit and you may benefit from lower interest rates on mortgage loans or car insurance.
Examples of Credit History
- Example 1: Payment history
- Example 2: Percentage of credit used
Here’s Investopedia’s definition of credit history .
Meet some of our Real Estate Lawyers
November 28, 2023
Jennifer G.
I'm Jennifer Gunnell, a seasoned legal professional with a J.D. from the University of California, Los Angeles School of Law. I have extensive experience in litigation, family law, and public service work. My career began at Schonburn Seplow Harris & Hoffman in Los Angeles, focusing on civil litigation in environmental and civil rights issues. I then joined the American Civil Liberties Union of Washington as a Staff Attorney, where I authored policy documents, coordinated civil litigation, and engaged with stakeholders on civil rights issues. Subsequently, I managed legal representation for low-income survivors of domestic violence at Snohomish County Legal Services, addressing county and state issues related to domestic violence and sexual assault. As an Assistant Attorney General at the Attorney General's Office of Washington, I led multiple jury trials, directed trial teams, and reported on legal and legislative changes. My international experience includes a role at the United Nations Office of the High Commissioner for Human Rights in Geneva, where I provided support to the Special Rapporteur for the Independence of Judges and Lawyers. I'm a member of the State Bar of California (2016, now retired) and the State Bar of Washington (2018, active). Beyond my professional endeavors, I've volunteered as an Attorney General Legal Hotline Volunteer, Domestic Violence Clinic Volunteer, Northwest Immigrant Rights Project Volunteer, and Seattle Animal Shelter Volunteer and Dog Foster. With a comprehensive legal background and a tenacious attitude, I bring dedication and expertise to every role.
December 4, 2023
Taren C.
The Castro Law Firm, located in Royal Palm Beach, Florida, provides a range of legal services to clients that focus on probate and estate plannnig. Our staff is fluent in Spanish. We offer free consultations and virtual appointments.
December 4, 2023
Artem (Art) V.
Art is a New York admitted attorney. With a focus on business and corporate law, Art excels in advising clients across diverse areas such as corporate governance, corporate and finance transactions, contractual matters and non-disclosure agreements, intellectual property, and privacy issues. His professional background extends to counseling institutional lenders in the commercial real estate sector, specializing in financing, restructuring, and workout projects. Art is passionate about offering tailored support to start-ups, small, and mid-size corporations, addressing a spectrum of legal concerns related to corporate matters, contracts, and general business affairs.
December 4, 2023
Tayane O.
Tayane M. Oliveira is a founding partner at Vannucci Oliveira. With a concentration in family law, Tayane is renowned for her commitment to providing compassionate yet powerful representation to her clients. Her experience as an associate attorney at Brodzki Jacobs & Brook, coupled with her unwavering dedication to her clients' welfare, prepared her for her current role at Vannucci Oliveira. Tayane's academic achievements are a testament to her rigorous intellectual curiosity and dedication to her profession. She graduated with a Bachelor of Arts degree in Criminal Justice, supplemented by a minor in Psychology, from Florida Atlantic University in 2013. The culmination of her academic pursuit came in 2017, when she earned her Juris Doctor degree, cum laude, from the esteemed Nova Southeastern University's Shepard Broad College of Law. Before co-founding Vannucci Oliveira, Tayane honed her skills in the heat of the courtroom, representing clients in an array of general civil litigation matters. This diversified exposure instilled in her an ability to tackle complex legal challenges, a skill she employs to benefit her clients in family law. Originally from Brazil, Tayane brings an international perspective to her practice. When not delving into legal briefs or advocating for her clients, she indulges in travelling, reading, spoiling her puppies, and exercising, activities that not only rejuvenate her but also provide her with a broader perspective on the world and her practice. *Supreme Court Certified Portuguese Speaking Mediator
December 4, 2023
McCoy S.
P. McCoy Smith is the Founding Attorney at Lex Pan Law LLC, a full-service technology and intellectual property law firm based in Portland, Oregon, U.S.A and Opsequio LLC, an open source compliance consultancy. Prior to his current position, he spent 20 years in the legal department of a Fortune 50 multinational technology company as a business unit intellectual property specialist; among his duties was setting up the free & open source legal function and policies for that company. He preceded his in-house experience with 8 years in private practice in a large New York City-based boutique intellectual property law firm, working simultaneously as a U.S. patent litigator and U.S. patent prosecutor. He was also a patent examiner at the U.S. Patent & Trademark Office prior to attending law school. He is licensed to practice law in Oregon, California & New York and to prosecute patent applications in the U.S. Patent & Trademark Office; he is also a registered Trademark and Patent Agent with the Canadian Intellectual Property Office. He has degrees from Colorado State University (Bachelor of Science, Mechanical Engineering, with honors), Johns Hopkins University (Masters of Liberal Arts) and the University of Virginia (Juris Doctor). While in private practice, and continuing into his in-house career, he taught portions of the U.S. patent bar exam for a long-standing and well-known patent bar exam preparation course, and from 2014-2020 was on the editorial board of the Journal of Open Law, Technology & Society (JOLTS), and starting in 2023 will be on the editorial board of the American Intellectual Property Law Quarterly Journal (AIPLAQJ). He is the author or co-author of chapters on open source and copyright and patents in “Open Source Law, Policy & Practice” (2022, Oxford University Press). He lectures frequently around the world on free and open source issues as well as other intellectual property topics.
December 6, 2023
Eliza J.
Eliza brings a distinguished track record of delivering outstanding results for her clients, showcasing expertise across a spectrum of legal areas. Eliza is not just an attorney; she's your dedicated advocate with a proven record of achieving excellent results for her clients. Her representation spans numerous family law cases, including dissolutions, custody, support, probate, and civil litigation matters. Eliza's unique background as a Registered Nurse and licensed Attorney sets her apart. Before establishing her law practice, she served as a Registered Nurse in various hospitals across Los Angeles and the Bay Area. Notably, she contributed to prominent institutions such as Los Angeles County Public Health and the City of Anaheim. Additionally, Eliza ventured into entrepreneurship, managing her own Professional Fiduciary and Consulting business. Her legal acumen extends to civil litigation, personal injury, medical malpractice, nursing home abuse, worker's compensation, and family law matters. Eliza earned her Bachelor's Degree in Nursing and Public Health from CSU Dominguez Hills. In 2008, she furthered her education, obtaining a Master's Degree in Nursing, Administration, and Healthcare Management, along with a Quality Improvement Certificate. Eliza culminated her academic journey by earning her law degree from the JFK University of Law in 2016. Eliza's multidisciplinary background uniquely positions her to navigate the intricacies of legal matters, offering a comprehensive and compassionate approach to her client's diverse needs. Eliza's diverse background uniquely positions her to understand and address your legal needs comprehensively. Trust her to navigate your case with care and dedication, ensuring you receive the support you deserve.
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