Real Estate Terms Glossary
What is a Credit Report?
Your credit report is a comprehensive list of your past and present credit accounts as well as loans, as reported by various financial institutions and businesses with whom you have done business. It’s a record of your credit history and activity.
Think of a credit report as your financial resume; this is because it tells the complete story of your overall financial health to prospective lenders and banks. Lenders, credit unions, and other companies might use your credit report in order to learn more about your past borrowing experience.
Examples of Credit Report
- Example 1: Credit report from Experian
- Example 2: Credit report from TransUnion
Here’s Investopedia’s definition of a Credit Report .
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Lourdes H.
With 19 years of experience in the area of estate planning, trademarks, copyrights and contracts, I am currently licensed in Florida and NJ. My expertise includes: counseling clients on intellectual property availability, use and registration; oversee all procedural details of registration and responses with the USPTO/US Copyright Office; negotiate, draft and review corporate contracts and licensing; counsel clients on personal protection, planning and drafting comprehensive estate plans.
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Melissa Taylor, the President and founding partner of Maurer Taylor Law, specializes in business contract review and drafting and is a second-generation attorney with private firm, in-house counsel, governmental, entrepreneurial, and solo practitioner experience. Melissa has a strong legal background, a dedication to customer service, is friendly, warm and communicative, and is particularly skilled at explaining complex legal matters in a way that's easy to understand. Melissa personally handles all client matters from start to finish to ensure client satisfaction.
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Entertainment Attorney with 30+ years of experience, representing all aspects of the TV, Film, Music and Publishing Industries
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Aaron focuses his practice on entrepreneurs and emerging growth companies, providing general counsel services for companies from formation through exit. Aaron frequently advises clients in connection with routine and unique legal, business, and strategic decisions, including corporate, business and technology transactions, angel and venture financings, mergers and acquisitions, protection of intellectual property, and information privacy and data security.
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