Fair Credit Reporting Act

Get free proposals from vetted lawyers in our marketplace.

GET FREE PROPOSALS
No upfront payment required. Pay only if you hire.
Home Real Estate Terms Glossary Fair Credit Reporting Act

What is the Fair Credit Reporting Act?

Passed in 1970, the Fair Credit Reporting Act is a federal act that details and specifies how organizations can collect and use consumer credit information. This federal law is important and helps ensure the fairness, accuracy, and privacy of the sensitive information present in consumer credit bureau files. Did you know that under this act, all consumers can view the information present in their credit file as well as dispute inaccurate information?

Examples of Fair Credit Reporting Act

  • Example 1: FCRA in insurance
  • Example 2: FCRA in employment

Here’s Investopedia’s definition of the Fair Credit Reporting Act .

How ContractsCounsel Works
Hiring a lawyer on ContractsCounsel is easy, transparent and affordable.
1. Post a Free Project
Complete our 4-step process to provide info on what you need done.
2. Get Bids to Review
Receive flat-fee bids from lawyers in our marketplace to compare.
3. Start Your Project
Securely pay to start working with the lawyer you select.

ContractsCounsel is not a law firm, and this post should not be considered and does not contain legal advice. To ensure the information and advice in this post are correct, sufficient, and appropriate for your situation, please consult a licensed attorney. Also, using or accessing ContractsCounsel's site does not create an attorney-client relationship between you and ContractsCounsel.


Meet some lawyers on our platform

Sarah T.

41 projects on CC
CC verified
View Profile

Jane C.

260 projects on CC
CC verified
View Profile

Benjamin W.

178 projects on CC
CC verified
View Profile

Allen L.

182 projects on CC
CC verified
View Profile

Meet some of our Real Estate Lawyers

Jeffrey W. on ContractsCounsel
View Jeffrey
5.0 (1)
Member Since:
June 26, 2024

Jeffrey W.

Contract Attorney
New york, NY
5 Yrs Experience
Licensed in NY, TX
Cumberland School of Law

I am a business, transactions, contracts attorney. I was the sole in-house attorney for a good-sized staffing company. I can review and create nearly any type of document you need. I enjoy writing, reading, and editing contracts. I want to read your contract. If I cannot do it, I won't take the job and I won't charge you for what I cannot do. However, in reality, unless you need a 225 page financing agreement, is has never been an issue.

Jerome L. on ContractsCounsel
View Jerome
5.0 (2)
Member Since:
June 25, 2024

Jerome L.

Manging Attorney
Free Consultation
Atlanta, GA
6 Yrs Experience
Licensed in GA
Atlanta John Marshall Law School

My experience includes 25 years of phone and customer facing customer service; 5 years managing a non profit with a focus in transportation; 10 years commercial/ residential asset management; 15 years project management in logistics and transportation, property management and law office management/civil litigation; 10 years working in the legal field, to include legal practice, marketing, managing office operations, human capital, etc, 5 years as a business and legal consultant, assisting entrepreneurs with business formation, evaluating business plans, partnering them with viable resources for success; and assisting businesses owners with improving business operations, development and customer experience

Recent  ContractsCounsel Client  Review:
5.0

"Jerome was fantastic! He is very prompt, flexible, and easy to work with. Thank you!"

Peter C. on ContractsCounsel
View Peter
Member Since:
June 25, 2024

Peter C.

Managing Attorney
Free Consultation
New York
8 Yrs Experience
Licensed in NY
St. John's University School of Law

A lawyer for small businesses throughout NY. Obtain affordable legal assistance for your business & personal needs without having to pay inflated hourly rates or retain costly, full-time legal counsel. Helps with licensing, contracts, corporate formation, problems with employees, litigation management/avoidance, regulatory compliance, and intellectual property, among other things.

John L. on ContractsCounsel
View John
Member Since:
June 21, 2024

John L.

Attorney
Free Consultation
Burlington, MA
36 Yrs Experience
Licensed in DC, FL, MA
Massachusetts School of Law

I have been practising law for over 30 years. I have extensive legal experience in contract disputes and drafting demand letters. I have been lead counsel in over 100 civil and criminal jury trials and have extensive litigation stradegy knowledge. I belive my experience would be of great benefit to any prospective client.

Yi S. on ContractsCounsel
View Yi
Member Since:
June 24, 2024

Yi S.

Attorney
Free Consultation
Miami, FL
12 Yrs Experience
Licensed in FL
St. Thomas University School of Law

I am an attorney with 10 years of experience providing legal services in U.S. immigration. My comprehensive understanding of immigration regulations has achieved favorable outcomes and helped clients reach their goals. I handle a wide variety of immigration matters including family-based and employment-based non-immigrant and immigrant visas, with a specialization in business visas and particularly EB-5 investor visas, marriage-based petitions, and naturalizations among other immigration services. I am skilled in guiding companies and individuals through the complexities of U.S. immigration policies. Separately, I am licensed as a Florida Real Estate Sales Associate and have over 2 decades of experience with residential leasing, property management, contract work, and Homeowners Associations. I am adept at handling and resolving conflicts as well as facilitating real estate contracts and other transactions.

Tom G. on ContractsCounsel
View Tom
Member Since:
June 27, 2024

Tom G.

Attorney
Free Consultation
San Diego, CA
20 Yrs Experience
Licensed in CA
California Western SOL

Tom Gallagher, one of our leading attorneys, has been recognized on numerous occasions as a distinguished lawyer and civil litigator in California. His extensive experience and proven track record have contributed to our firm’s reputation for providing top-notch legal services in areas such as commercial litigation, personal injury, real estate litigation, and corporate law. We strive to offer personalized solutions that meet the unique needs of each client, and we continue to build on our legacy of success. Tom enjoys cooking, biking, travel, surfing, golf, family and relaxing with a good book. Although dedicated to his family life and living a balanced lifestyle, Tom offers a flexible schedule and easy online booking to speak with him directly

Find the best lawyer for your project

Browse Lawyers Now

Quick, user friendly and one of the better ways I've come across to get ahold of lawyers willing to take new clients.

View Trustpilot Review
Real Estate lawyers by city

Contracts Counsel was incredibly helpful and easy to use. I submitted a project for a lawyer's help within a day I had received over 6 proposals from qualified lawyers. I submitted a bid that works best for my business and we went forward with the project.

View Trustpilot Review

I never knew how difficult it was to obtain representation or a lawyer, and ContractsCounsel was EXACTLY the type of service I was hoping for when I was in a pinch. Working with their service was efficient, effective and made me feel in control. Thank you so much and should I ever need attorney services down the road, I'll certainly be a repeat customer.

View Trustpilot Review

I got 5 bids within 24h of posting my project. I choose the person who provided the most detailed and relevant intro letter, highlighting their experience relevant to my project. I am very satisfied with the outcome and quality of the two agreements that were produced, they actually far exceed my expectations.

View Trustpilot Review

How It Works

Post Your Project

Get Free Bids to Compare

Hire Your Lawyer

Find lawyers and attorneys by city