Real Estate Terms Glossary
What is a Certificate of Deposit?
Credit unions and banks offer a CD or certificate of deposit product. The idea behind CD is to offer an interest rate premium so long as the customer concurs to not touch the deposit for a specific period. In 2021, most financial institutions provide a CD with flexible terms and conditions.
Certificate of Deposit Examples
Examples of Certificate of Deposit include:
- Example 1: Liquidity CD
- Example 2: Step-Up CD
- Example 3: Jumbo CD
- Example 4: Bump Up CD
- Example 5: Brokered CD
Here is a comprehensive article about the certificate of deposit.
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